Insurance at your speed
& your direction

Explore Product Types

Each product type is designed for a different need. Find the right fit for you.

Short Term Medical

Temporary health coverage designed to help protect you during gaps or transitions in coverage.

From $73 / month*

Pros

Medical coverage for up to 36 months
Lower premiums than traditional major medical plans
Fast approval and enrollment
Access to broad provider networks

Cons

Does not satisfy full ACA requirements
Pre-existing conditions typically excluded
Variable durational limits in some states
Benefits may have annual caps

Fixed Indemnity

Predictable, set cash benefit amounts for covered doctor visits, hospital services, and other eligible care.

From $109 / month*

Pros

Transparent fixed dollar amounts per covered visit, event, or hospital stay
No network limitations on fixed benefits. Network access provides opportunities for discounted charges
Helps with out-of-pocket costs and works well beside high-deductible or major medical

Cons

Not comprehensive insurance; benefits follow the schedule, not the full bill
Not a substitute for full major medical
Outpatient, Rx, and non-covered events are typically not paid like a PPO

Critical Care

Financial protection if diagnosed with a serious illness

From $90 / month*

Pros

Lump-sum payout upon qualifying diagnosis or event
Covers major conditions like cancer, heart attack, stroke
Use funds for any expense, not just medical bills
Valuable supplement to existing health plans

Cons

Only covers specific listed conditions
Does not pay for routine or preventive care
Pre-existing conditions are generally excluded
Waiting periods before coverage becomes effective

Accidental Death & Dismemberment

Financial benefit in the event of accidental injury or death

From $75 / month*

Pros

Affordable premiums for accident coverage
No medical exam or health questions required
Benefits paid in addition to other insurance
Coverage available for individuals and families

Cons

Only covers accidents, not illness or disease
Specific definitions of qualifying injuries apply
Does not replace life or disability insurance
Exclusions for high-risk activities may apply

Telemedicine

24/7 virtual access to licensed doctors and specialists

From $30 / month*

Pros

Talk to a doctor anytime from your phone
Low to No copays or per-visit fees on many plans
Prescriptions sent to your local pharmacy
May includes mental health and dermatology access

Cons

Cannot perform physical exams or procedures
Not suitable for emergencies or acute conditions
Prescription limitations for controlled substances
Availability of specialists may vary by plan

* Starting price shown. Final pricing is subject to underwriting questions and may vary based on the underwriting evaluation.

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Frequently Asked Questions

Find answers to common questions about our plans, enrollment, and coverage.

Insurance at your speed& your direction

Explore Product Types

Short Term Medical

Pros

Cons

Fixed Indemnity

Pros

Cons

Critical Care

Pros

Cons

Accidental Death & Dismemberment

Pros

Cons

Telemedicine

Pros

Cons

Trusted Carrier Partners

Frequently Asked Questions

Insurance at your speed
& your direction